Answer:
A reference list is the detailed list of references that are cited in your work. A bibliography is a detailed list of references cited in your work, plus the background readings or other material that you may have read, but not actually cited.
Explanation:
Link - https://intranet.birmingham.ac.uk/as/libraryservices/library/referencing/icite/harvard/referencelist.aspx#:~:text=A%20reference%20list%20is%20the,read%2C%20but%20not%20actually%20cited.
Hope this helps :)
