Find the period of deferral in each of the following deferral annuity problem (one way to find the period of deferral is to count the number of artificial payment (k)

1. payment of P3.000.00 every 3month for 8years that will start 3years from now

2. payment of P1000.00 every other month for 2years that will start after 3years.

3. payment of P700.00 every month for 1years that will start at the end of the third month.

4. semi-annual payment of P3 000.00 for 24years that will start 5years from now.​